Workplace Retirement Plans
Workplace Retirement Plans
All companies, regardless of size, deserve the same quality of retirement plan that large corporations offer, without the complexity or the sense that nobody is looking after it.
We are the quarterback of your plan. We handle the design, the launch, and the coordination between your recordkeeper and third-party administrator, so running the plan does not land on your desk.
Education is at the center of how we practice, and your employees get the same access and explanation our individual clients receive. Once the plan is running, we stay on it, so it keeps doing what it was built to do.
The right plan depends on your headcount, your payroll, and what you want the plan to accomplish for you and for your people. We start there, then build the plan around the answers.
Choosing a Structure
There is no single right answer. Here is the short version of how these usually shake out, and we will walk through the details with you before anything is decided.
For owner-only businesses and owner-and-spouse operations. High contribution ceilings, minimal administration, and no employee testing to worry about.
Straightforward options for a business that wants fewer moving parts. Easy to run and easy to explain, without the administration a full 401(k) carries.
The full-featured option for growing businesses. Safe Harbor designs sidestep annual testing headaches and let owners and key staff contribute fully.
Why It's Worth It
A retirement plan is one of the benefits candidates ask about first. For a business competing against larger ones, it levels the field.
We work strategically with CPAs so plan design supports the broader tax picture rather than sitting apart from it. Bringing that perspective in early means the structure still holds up at filing time.
The right structure lets owners and key employees set aside meaningfully more each year than an IRA alone allows.
Participation follows understanding. When people know how the plan works and what the match is worth, they enroll and they stay enrolled.
Getting Started
We learn your headcount, payroll setup, and what you want the plan to do for you and your business. Already sponsoring a plan? We review the one you have, look at the investment lineup and participation numbers, and tell you honestly what should change.
We lay out the structures that fit your business and recommend one, with the reasoning behind it, then coordinate the provider and the paperwork and run enrollment meetings for your staff.
We review the plan annually and adjust the design as your business changes.
Schedule a conversation and we will take it from there. No obligation, no pressure.
Schedule a Meeting